What’s new.
When something changes in the credit world — or the fraud world — we cover it here. Clearly, without the alarm. No clickbait. No fear mongering. Just what’s actually happening and what it means for you.
You may be hearing that credit scores are changing on May 1. That’s not quite right. What’s actually happening is more specific — and it matters in a more limited way than it’s being presented. Here’s the real story.
Read the full update → Fraud & Scam AlertsScammers can now clone a family member’s voice from just a few seconds of audio found online. Grandparent scams, fake emergencies, and ransom calls are using this technology right now. Here’s what to know — and the one thing that stops it every time.
Read the full guide →No legitimate institution — the IRS, your bank, the police — will ever ask you to pay with gift cards. But scammers lead with fear, not gift cards. By the time the cards come up, the fear has already done its job. Here’s how to recognize the moment before it’s too late.
Read the full guide →To a fraudster, your mobile number isn’t a way to reach you — it’s a master key to your identity, your accounts, and your money. SIM swaps, number porting, MFA bypass, smishing: here’s the full threat landscape.
Read the full guide → Law & Policy